FHA VS Conventional loan in Richfield, Sevier County, Utah

In 2026, the Conventional loan limit in the city of Richfield, located in the county of Sevier, UT, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to contrast the best rates of today among Conventional, FHA, and USDA loans. Evaluate what is needed in terms of income, credit, reserves, and documents. This advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, helping you find the right program in UT for your specific financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Richfield, county of Sevier, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to these zip codes: 84701

Explore Conventional and FHA Loan Options in Richfield, UT

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three initial options that lead to matching lenders and appropriate loan programs.

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  • The Adirondack Trust Company
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    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
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  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,

  • The Funding Store LLC
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  • 532 Central Avenue, Albany, NY, 12206
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  • Maple Tree Funding
  • 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110
  • Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury

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  • Northeast Funding Services, Inc.
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