FHA VS Conventional loan programs in 2026 for Holladay, Salt Lake County, Utah
In the year 2026, the limit for a Conventional loan in Holladay, located in the county of Salt Lake, UT, is established at $726,200. For single-family homes, the FHA cap is defined at $619,850.
The Lendersa® calculator for Conventional loans lets you contrast today's top rates, comparing Conventional against FHA and USDA. Evaluate income requirements, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating a side-by-side comparison to help you select the optimal program for your financial needs in UT.
Loan limits and down payment guidelines for 2026 in Holladay, Salt Lake, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$418,600
0%
FHA
$619,850
3.5%
The information in this table is applicable to zip codes: 84117
Discovering Conventional and FHA Loan Options in Holladay, UT
The aim of Lendersa® is to efficiently and conveniently secure the best Conventional, USDA, or FHA loan for you. Begin your journey by choosing among three starting paths, each designed to link you with matching lenders and suitable loan offerings.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
Lends in Utah
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117
Lends in Utah
"Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas.
That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
5442 South 900 East, Suite 142, Salt Lake City, UT, 84117
Lends in Utah
Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Lends in Utah
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
Lends in Utah
"WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.
Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
684 East Vine Street, Suite 4B1, Murray, UT, 84107
Lends in Utah
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
