FHA VS Conventional loan programs in 2026 for West-Valley-City, Salt Lake County, Utah

In 2026, the conventional loan limit in West-Valley-City, part of Salt Lake county, UT, is $647,200. At the same time, the FHA limit for a single-family home is $523,250.

With Lendersa® Conventional loan calculator, compare today's premium rates for Conventional, FHA, and USDA loans. Figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side to help identify which program in UT best suits your financial needs.

Check loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in West-Valley-City, Salt Lake, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $362,400 0%
FHA $523,250 3.5%

This table applies to zip codes: 84119

Exploring Conventional and FHA Loan Opportunities in West-Valley-City, UT

Lendersa® aims to get you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points connecting you to compatible lenders and tailored loan programs.

Results for USDA loan requests at Lendersa


  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234
  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services

  • Chesapeake Bank
  • 2001 East Joppa Road, Baltimore, MD, 21234
  • Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland.

    The Bank operates from its main office in Parkville

  • Castle Rock Funding LLC
  • 94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
  • At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.

  • SUNSHINE STATE HOME LOANS, LLC
  • 110 Athens Street, Suite K, Tarpon Springs, FL, 34689
  • Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • Mortgage Xperts
  • 10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
  • "Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
    including conventional, reverse, and government mortgage loans. They are dedicated to fair and
    equitable lending practices and offering the best opportunities for every potential homeowner"

  • Stress Less Mortgage
  • 11130 SE 36th Ave, Belleview, FL, 34420
  • "We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings.
    Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."

  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • Open House Lending Corporation
  • 7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236
  • Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.