FHA VS Conventional loan in West-Valley-City, Salt Lake County, Utah

In 2025, the conventional loan limit in West-Valley-City, part of Salt Lake county, UT, is $647,200. At the same time, the FHA limit for a single-family home is $523,250.

With Lendersa® Conventional loan calculator, compare today's premium rates for Conventional, FHA, and USDA loans. Figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side to help identify which program in UT best suits your financial needs.

Check loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in West-Valley-City, Salt Lake, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $362,400 0%
FHA $523,250 3.5%

This table applies to zip codes: 84119, 84120, 84128, 84118, 84125, 84126, 84127, 84129, 84130, 84131, 84170

Exploring Conventional and FHA Loan Opportunities in West-Valley-City, UT

Lendersa® aims to get you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points connecting you to compatible lenders and tailored loan programs.

Results for USDA loan requests at Lendersa


  • OneStop Financial Services LLC
  • 2704 Rew Circle, Suite 105A, Ocoee, FL, 34761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • SeaTrust Mortgage
  • 1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405
  • SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave"​ technology will provide speed, quality.
  • Sky Apply Mortgage, Inc
  • 11514 S County Road 39, Lithia, FL, 33547
  • We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
  • The Rice Financial Group, Inc
  • 16431 Chapman Crossing Dr., Lithia, FL, 33547
  • Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
  • MIDFLORIDA Credit Union
  • PO Box 8008, Lakeland, FL, 33802
  • MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.
  • Virginia Educators Credit Union (VECU)
  • 12626 Nettles Drive, Newport News, VA, 23606
  • Virginia Educators Credit Union (VECU) is a financial organization established and directed by members of the educational community in the cities of Newport News, Williamsburg, and their surrounding counties. The credit union was established in 1954 as the Warwick Teachers’ Association Credit Union.
  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets
  • Allegiance Home Lending
  • 11815 Fountain Way, Suite 300, Office 364, Newport News, VA, 23606
  • At Allegiance Home Lending, our mission is to provide our clients with high-quality mortgage brokerage services, serving them with honesty and integrity. We strive to make the process easier by educating and handholding them each step of the way. We focus on obtaining the lowest rates
  • MMMT Mortgage
  • 11815 Fountain Way, Suite 300, Newport News, VA, 23606
  • MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.