FHA VS Conventional loan programs in Midway, Wasatch County, Utah
In the year 2026, the Conventional loan limit for Midway, located in Wasatch county, UT, stands at $1,089,300. Meanwhile, the FHA loan ceiling for a single-family home is $1,089,300. These figures are essential for future homeowners contemplating their financing options, offering insights into the boundaries set for borrowing under these popular loan types.
Take advantage of the Lendersa® Conventional loan calculator to explore top rates currently available between Conventional, FHA, and USDA loans. By using this tool, you can determine what income levels, credit scores, reserves, and documents are necessary for qualification. The advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in selecting the most suitable loan program in UT that fits your specific financial plan.
Comprehensive 2026 Loan Limits and Downpayment Requirements in Midway, Wasatch County, UT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3% - This percentage indicates the typical minimum down payment required, making it accessible for a range of buyers.
USDA
$776,600
0% - The zero down payment option emphasizes affordability, particularly for qualified rural borrowers.
FHA
$1,089,300
3.5% - Known for lower credit requirements, this option suits first-time homebuyers looking for flexibility.
This comparison table is relevant to zip codes: 84049, offering specific data for accurate planning.
Discovering Varied Conventional and FHA Loan Options in Midway, UT
Lendersa® aims to streamline the process to get you the most advantageous Conventional, USDA, or FHA loan simply and promptly. Begin by choosing one of three structured pathways, facilitating matches with qualified lenders and loan programs tailored to your requirements.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
11639 South 700 East, Suite 200, Draper, UT, 84020
Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
