FHA VS Conventional loan in Park-City, Summit County, Utah

In 2026, the specified loan limit for Conventional loans in Park-City, located in Summit county, UT, is $970,800. For single-family homes, the FHA sets a limit at $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Analyze income requirements, credit scores, reserves, and the specific documents needed to qualify. Our enhanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA choices side by side, aiding in selecting the best program in UT tailored to your financial context.

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2026 Loan Limits and Down Payment Requirements in Park-City, Summit, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $654,100 0%
FHA $970,800 3.5%

This table applies to these zip codes: 84060

Explore Conventional and FHA Loan Options in Park-City, UT

Lendersa® aims to quickly and effortlessly provide the premier Conventional, USDA, or FHA loans suited for you. Choose from three initial approaches, each leading to matching lenders and appropriate loan programs.

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Park-City Lenders

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Lends in Utah
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav

  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Lends in Utah
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • Lends in Utah
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Lends in Utah
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products

  • Mark Moyes Team
  • 910 East 6600 South, Salt Lake City, UT, 84121
  • Lends in Utah
  • At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • Fink & McGregor Mortgage, L.C.
  • 6691 South 1300 East, Salt Lake City, UT, 84121
  • Lends in Utah
  • Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.

  • Ascension Mortgage Brokers, Inc.
  • 3462 Tree Farm Ln, Cottonwood Heights, UT, 84121
  • Lends in Utah
  • When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.