FHA VS Conventional loan in Price, Carbon County, Utah

In 2026, the Conventional loan limit for Price in the county of Carbon, UT, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is designed to compare today's best rates among Conventional, FHA, and USDA loans. Assess income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in UT is ideal for your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Price, Carbon, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 84501

Explore Conventional and FHA Loan Options in Price, UT

The mission of Lendersa® is to quickly and effortlessly secure the best Conventional, USDA, or FHA loan for you. Choose one of three methods to connect with matching lenders and loan programs.

Results of USDA loan requests through Lendersa


Price Lenders

  • Eastern Utah Community Credit Union
  • 675 E 100 N, Price, UT, 84501
  • Lends in Utah
  • Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.

  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Lends in Utah
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing

  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Lends in Utah
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.

  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • Lends in Utah
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.

  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • Lends in Utah
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs.
    We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • Lends in Utah
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Lends in Utah
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Lends in Utah
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,

  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Lends in Utah
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.