FHA VS Conventional loan programs in 2026 for Heber, Wasatch County, Utah
During 2026, the maximum limit for Conventional loans in Heber, which is located in the county of Wasatch, UT, is set at $1,089,300. Meanwhile, the FHA loan restriction for single-family homes is $1,089,300.
Leverage the Lendersa® Conventional loan calculator to evaluate and compare top current rates among Conventional, FHA, and USDA loans. Determine qualifying income, credit requirements, needed reserves, and essential documentation. Our cutting-edge mortgage calculator allows for the side-by-side viewing of Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the best program in UT for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in Heber, Wasatch, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The information in this comparison table applies to the following zip codes: 84032
Explore Conventional and FHA Loan Choices in Heber, UT
The primary objective of Lendersa® is to help you obtain the most favorable Conventional, USDA, or FHA loan quickly and without unnecessary effort. Begin by selecting one of three strategic entry points, each designed to match you with suitable lenders and their respective loan programs.
345 West 600 South, Suite 125, Heber City, UT, 84032
Lends in Utah
SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
"Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Lends in Utah
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
560 South State Street, Suite H-1, Orem, UT, 84097
Lends in Utah
Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
