FHA VS Conventional loan programs in 2026 for Syracuse, Davis County, Utah

In the current year of 2026, the Conventional loan cap set within Syracuse, belonging to the county of Davis, in the state of UT, is noted as $744,050. Meanwhile, the FHA loan threshold for a single-family home stands at $744,050.

Utilize the Lendersa® calculator for Conventional loans to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. It's imperative to examine income, credit score, reserve requirements, and documents needed for qualification. With our cutting-edge mortgage calculator, observe Conforming Conventional loans alongside USDA, FHA, and VA loan programs, providing a clear comparative picture to find the best program in UT for your unique financial situation.

Investigate loan offers from an impressive selection of 100 lenders

2026 loan limits and down payment requirements in Syracuse, situated in the county of Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

The data presented in this table is applicable specifically to these zip codes: 84075

Options for Conventional and FHA Loans in Syracuse, UT

At Lendersa®, our mission centers around quickly and effortlessly providing you with the most favorable Conventional, USDA, or FHA loan. Initiate your journey by selecting from three carefully curated starting points that facilitate matches with appropriate lenders and their loan programs.

USDA loan request and matching outcomes through Lendersa


Syracuse Lenders

  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Lends in Utah
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.

  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • Lends in Utah
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • Lends in Utah
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Lends in Utah
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.

  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • Lends in Utah
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.

  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Lends in Utah
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.

  • Utah Independent Mortgage Corp
  • 1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
  • Lends in Utah
  • We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients'​ needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.

  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • Lends in Utah
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.