Explore the differences! FHA VS Conventional loan programs in Syracuse, Davis County, Utah

In the current year of 2025, the Conventional loan cap set within Syracuse, belonging to the county of Davis, in the state of UT, is noted as $744,050. Meanwhile, the FHA loan threshold for a single-family home stands at $744,050.

Utilize the Lendersa® calculator for Conventional loans to evaluate and compare today's best rates between Conventional, FHA, and USDA loans. It's imperative to examine income, credit score, reserve requirements, and documents needed for qualification. With our cutting-edge mortgage calculator, observe Conforming Conventional loans alongside USDA, FHA, and VA loan programs, providing a clear comparative picture to find the best program in UT for your unique financial situation.

Investigate loan offers from an impressive selection of 100 lenders

2025 loan limits and down payment requirements in Syracuse, situated in the county of Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

The data presented in this table is applicable specifically to these zip codes: 84075

Options for Conventional and FHA Loans in Syracuse, UT

At Lendersa®, our mission centers around quickly and effortlessly providing you with the most favorable Conventional, USDA, or FHA loan. Initiate your journey by selecting from three carefully curated starting points that facilitate matches with appropriate lenders and their loan programs.

USDA loan request and matching outcomes through Lendersa


  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • Nelson Funding
  • 222 S Main St, Suite 500, Salt Lake City, UT, 84101
  • Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
  • Bonneville Multifamily Capital
  • 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111
  • Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
  • CPA Mortgage Services, LLC
  • 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111
  • CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
  • Stratify Lending LLC
  • 220 South 200 East, Suite 200, Salt Lake City, UT, 84111
  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
  • RushFire Private Lending
  • 257 E 200 S, Suite 525, Salt Lake City, UT, 84111
  • RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
  • Actium Partners, LLC
  • 111 East Broadway Suite 390, Salt Lake City, UT, 84111
  • Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
  • Liberty Bank, Inc.
  • 326 South 500 East, Salt Lake City, UT, 84102
  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.