FHA VS Conventional loan programs in 2026 for Sunset, Davis County, Utah

In 2026, the Conventional loan limit for Sunset, situated in Davis county, UT, is $744,050. The FHA limit for a single-family home is $744,050.

Use Lendersa® Conventional loan calculator to evaluate today's rates among Conventional, FHA, and USDA options. Find out the required income, credit, and documents. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best program in UT for your scenario.

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2026 Loan Limits and Downpayment in Sunset, Davis, UT

Loan Type Loan Limit Down payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

This chart applies to zip codes: 84015

Explore Conventional and FHA Loan Options in Sunset, UT

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan, promptly and effortlessly. Start by choosing from three initial approaches to align with lenders and loan programs that suit your needs.

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Sunset Lenders

  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Lends in Utah
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.

  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Lends in Utah
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.

  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • Lends in Utah
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • Lends in Utah
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.

  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Lends in Utah
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • Lends in Utah
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Lends in Utah
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.

  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • Lends in Utah
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.

  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Lends in Utah
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.