FHA VS Conventional loan programs in 2026 for West-Point, Davis County, Utah

In 2026, the limit for Conventional loans in West-Point, which is part of Davis county, UT, is set at $647,200. For a single-family home, the FHA loan maximum is $646,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's best rates among: Conventional, FHA, and USDA loans. Determine the income requirements, credit score, reserves, and needed documents to qualify. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options in a side-by-side format, aiding in selecting the most suitable program in UT for your financial needs.

Explore diverse loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Point, Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $517,000 0%
FHA $646,300 3.5%

This table refers to zip codes: 84015

Explore Conventional and FHA Loan Options in West-Point, UT

The purpose of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start by choosing one of three paths to connect with matching lenders and loans.

Results from Lendersa's USDA loan request


  • Real Property Mortgage
  • 8200 NW 41st Street, Suite 200, Doral, FL, 33166
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • DEC Lending-Construction, Private, & Hard Money
  • 3785 NW 82nd Ave, Suite 304, Miami, FL, 33166
  • DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients

  • Florida Mortgage Capital Inc
  • 3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
  • "Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
    Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."

  • Capital Prime Funding Corp
  • 8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
  • Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc

  • The Paramount Funding Company
  • 7950 North West 53 Street, Suite 337, Miami, FL, 33166
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Intercorp MS LLC
  • 8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
  • "Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.

    Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"

  • Essex Home Loans Corp
  • 8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Trust Lending
  • 8200 NW 52nd Terrace Suite 100, Doral, FL, 33166
  • We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.

  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members

  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options