FHA VS Conventional loan programs in 2026 for Kearns, Salt Lake County, Utah
In 2026, the limit for Conventional loans in Kearns, situated in Salt Lake county in UT, is $726,200, whereas for a single-family home, the FHA limit is $619,850.
Using the Lendersa® Conventional loan calculator, compare today’s best rates for Conventional, FHA, and USDA loans. Determine necessary criteria such as income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial scenario in UT.
Loan limits and downpayment requirements for 2026 in Kearns, Salt Lake, UT
Type of Loan
Maximum Loan
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$418,600
0%
FHA
$619,850
3.5%
This comparison applies to zip codes: 84118
Options for Conventional and FHA loans in Kearns, UT
The goal of Lendersa® is to quickly get you the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three paths to connect with suitable lenders and loan programs.
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
Lends in Utah
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
Lends in Utah
Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
Lends in Utah
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
Lends in Utah
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
Lends in Utah
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
