FHA VS Conventional loan programs in Annandale, Fairfax County, Virginia

In the year 2026, the Conventional loan limit within Annandale, in Fairfax county of VA, is $1,089,300. Meanwhile, the FHA loan limit set for a single-family home stands at $1,089,300.

Make the most of the Lendersa® Conventional loan calculator to compare the current leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit status, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional loans side by side with USDA, FHA, and VA options, providing insightful aid to select the ideal program in VA tailored to your financial needs.

Evaluate diverse loan offers from a range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Annandale, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This comparison table is relevant to the specified zip codes: 22003

Exploring Conventional and FHA Loan Opportunities in Annandale, VA

The aim of Lendersa® is to provide you promptly with the most suitable Conventional, USDA, or FHA loans with ease and minimal hassle. Selecting one of three starting pathways will connect you with matching lenders and loan programs suited to your unique situation.

Results from USDA loan requests and matching by Lendersa


Annandale Lenders

  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Lends in Virginia
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.

  • Fairway Asset Corporation
  • 7345 McWhorter Place, Suite 110, Annandale, VA, 22003
  • Lends in Virginia
  • At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • Lends in Virginia
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.

    We have the same financial services as a bank, with a few major differences;

    Our members own this financial institution; banks are owned by their stockholders.

  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Lends in Virginia
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.

  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Lends in Virginia
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.

  • Quality First Mortgage
  • 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031
  • Lends in Virginia
  • Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.

  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • Lends in Virginia
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton

  • Commonwealth Financial Services Inc
  • 210 East Broad Street, Suite 203, Falls Church, VA, 22046
  • Lends in Virginia
  • At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.