FHA VS Conventional loan programs in Annandale, Fairfax County, Virginia

In the year 2025, the Conventional loan limit within Annandale, in Fairfax county of VA, is $1,089,300. Meanwhile, the FHA loan limit set for a single-family home stands at $1,089,300.

Make the most of the Lendersa® Conventional loan calculator to compare the current leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit status, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional loans side by side with USDA, FHA, and VA options, providing insightful aid to select the ideal program in VA tailored to your financial needs.

Evaluate diverse loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Annandale, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This comparison table is relevant to the specified zip codes: 22003, 22042

Exploring Conventional and FHA Loan Opportunities in Annandale, VA

The aim of Lendersa® is to provide you promptly with the most suitable Conventional, USDA, or FHA loans with ease and minimal hassle. Selecting one of three starting pathways will connect you with matching lenders and loan programs suited to your unique situation.

Results from USDA loan requests and matching by Lendersa


  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.
  • XCEL Federal Credit Union
  • 1460 Broad Street, Bloomfield, NJ, 07003
  • XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.
  • Weyco Community Credit Union
  • 316 NC Highway 149 N, Plymouth, NC, 27962
  • At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
  • Hybridge Holdings
  • 1828 E 8th st, Brooklyn, NY, 11223
  • Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod
  • New York Mortgage Exchange
  • 369 Avenue X, Brooklyn, NY, 11223
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
  • New Jersey Mortgage Broker
  • 165 Belmont Ave, Belleville, NJ, 07109
  • Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
  • Schuyler Savings Bank
  • 24 Davis Avenue, Kearny, NJ, 07032
  • Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.