FHA VS Conventional loan programs in 2026 for Wakefield, Fairfax County, Virginia

As of 2026, the conventional loan limit in Wakefield, situated in the county of Fairfax, VA, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

With the Lendersa® Conventional loan calculator, you can compare top rates available today for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side for clear comparison, aiding you in selecting the most suitable program for your financial needs in VA.

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Loan Limits and Down Payment Requirements for 2026 in Wakefield, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This comparison table applies to the zip codes: 22003, 22158

Options for Conventional and FHA Loans in Wakefield, VA

The goal of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loan without hassle. Choose one of three paths to engage with suitable lenders and loan programs.

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