Explore the differences! FHA VS Conventional loan programs in Carrollton, Isle of Wight County, Virginia
For the year 2025, the conventional loan limit set for Carrollton, within the county of Isle of Wight, VA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $507,150.
Use the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans and assess the income, credit, reserves, and required documents for eligibility. With this advanced mortgage calculator, you can place Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in VA for your financial needs.
2025 Loan Limits & Down Payment Requirements in Carrollton, Isle of Wight County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$391,000
0%
FHA
$507,150
3.5%
This table corresponds to zip codes: 23314
Available Options for Conventional and FHA Loans in Carrollton, VA
Lendersa® strives to connect you with the top choice Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three initial points to pair with compatible lenders and loan programs.
The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
