FHA VS Conventional loan in Newport-News, Newport News County, Virginia
For the year 2026, in Newport-News found in the county of Newport News, VA, the maximum limit for Conventional loans is $647,200, whereas the FHA loan's ceiling is $420,680 designed for a single-family residence.
Make use of the Lendersa® Conventional loan calculator to effectively compare today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your specific financial needs in VA.
2026 Loan Limits and Down Payment Requirements in Newport-News, county of Newport News, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
The above table of comparison applies to these zip codes: 23601, 23603, 23608, 23604, 23605, 23606, 23607, 23602, 23609, 23612, 23628, 23630
Conventional and FHA Loan Opportunities in Newport-News, VA
Lendersa® strives to swiftly connect you with the ideal Conventional, USDA, or FHA loan options without any hassle. Begin with any of the three paths that lead to matched lenders and loan programs based on your needs.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.
60 South Washington Street, Suite 106, Greencastle, PA, 17225
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.
"Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
