FHA VS Conventional loan programs in 2025 for Newport-News, Newport News County, Virginia
For the year 2025, in Newport-News found in the county of Newport News, VA, the maximum limit for Conventional loans is $647,200, whereas the FHA loan's ceiling is $420,680 designed for a single-family residence.
Make use of the Lendersa® Conventional loan calculator to effectively compare today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your specific financial needs in VA.
2025 Loan Limits and Down Payment Requirements in Newport-News, county of Newport News, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
The above table of comparison applies to these zip codes: 23601, 23603, 23608, 23604, 23605, 23606, 23607, 23602, 23609, 23612, 23628, 23630
Conventional and FHA Loan Opportunities in Newport-News, VA
Lendersa® strives to swiftly connect you with the ideal Conventional, USDA, or FHA loan options without any hassle. Begin with any of the three paths that lead to matched lenders and loan programs based on your needs.
Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t
Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.
Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.
448N 10th Street, Suite 402, Philadelphia, PA, 19123
I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.
990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.
"1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.
As a community bank, we place relationships and customer service at the center of all that we do."
