FHA VS Conventional loan in Suffolk, Suffolk County, Virginia
In the year 2025, the maximum loan limit for a Conventional loan available in Suffolk, situated in the county of Suffolk, VA, is set at $726,200. Simultaneously, the FHA loan limit for a single-family dwelling is capped at $507,150.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare the prevailing Conventional, FHA, and USDA interest rates. Determine the required income, creditworthiness, reserves, and necessary documentation needed to qualify effectively. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options in a side-by-side format which helps in determining which financial program in VA is most suitable for your specific needs and circumstances.
Comprehensive Loan Limits and Down Payment Requirements for 2025 in Suffolk, County of Suffolk, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$367,000
0%
FHA
$507,150
3.5%
This comparison table is relevant to the following zip codes: 23433, 23432, 23437, 23436, 23435, 23434, 23438, 23439
Exploring Conventional and FHA Loan Options in Suffolk, VA
The primary aim of Lendersa® is to provide you with the finest possible options for Conventional, USDA, or FHA loans swiftly and without complex procedures. Choose from one of the three initial pathways, which lead to matched lenders and comprehensive loan programs tailored to fit your unique requirements.
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