FHA VS Conventional loan in Suffolk, Suffolk County, Virginia
In the year 2026, the maximum loan limit for a Conventional loan available in Suffolk, situated in the county of Suffolk, VA, is set at $726,200. Simultaneously, the FHA loan limit for a single-family dwelling is capped at $507,150.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare the prevailing Conventional, FHA, and USDA interest rates. Determine the required income, creditworthiness, reserves, and necessary documentation needed to qualify effectively. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options in a side-by-side format which helps in determining which financial program in VA is most suitable for your specific needs and circumstances.
Comprehensive Loan Limits and Down Payment Requirements for 2026 in Suffolk, County of Suffolk, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$367,000
0%
FHA
$507,150
3.5%
This comparison table is relevant to the following zip codes: 23433
Exploring Conventional and FHA Loan Options in Suffolk, VA
The primary aim of Lendersa® is to provide you with the finest possible options for Conventional, USDA, or FHA loans swiftly and without complex procedures. Choose from one of the three initial pathways, which lead to matched lenders and comprehensive loan programs tailored to fit your unique requirements.
1st Advantage has long been a Virginia-based credit union focused on you, our member. As a not-for-profit financial institution, we're structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service and 1st Advantage Federal has grown from a cigar box with $500 to local community.
1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
Lends in Virginia
The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.
440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
Lends in Virginia
Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
Virginia Educators Credit Union (VECU) is a financial organization established and directed by members of the educational community in the cities of Newport News, Williamsburg, and their surrounding counties. The credit union was established in 1954 as the Warwick Teachers’ Association Credit Union.
In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets
11815 Fountain Way, Suite 300, Office 364, Newport News, VA, 23606
Lends in Virginia
At Allegiance Home Lending, our mission is to provide our clients with high-quality mortgage brokerage services, serving them with honesty and integrity. We strive to make the process easier by educating and handholding them each step of the way. We focus on obtaining the lowest rates
11815 Fountain Way, Suite 300, Newport News, VA, 23606
Lends in Virginia
MMMT Mortgage is a premier mortgage company that has been serving home buyers in Virginia and Maryland since 2006. I am a licensed and experienced loan officer with wide-ranging trade expertise and a lifelong passion for assisting people in need. As your mortgage broker, I promise to use my skills, products, and network to serve you.
742 Thimble Shoals Boulevard, Suite A, Newport News, VA, 23606
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
