FHA VS Conventional loan programs in Centreville, Fairfax County, Virginia

In 2026, the Conventional loan limit in Centreville, located in the county of Fairfax, VA, is set at $1,089,300, whereas the FHA loan limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional versus FHA versus USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualifying. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding which program in VA aligns best with your specific financial needs.

Compare diverse loan offers from 100 different lenders

2026 loan limits and down payment requirements in Centreville, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

The comparison table applies to these zip codes: 20120, 20124, 20121

Exploring Conventional and FHA Loan Options in Centreville, VA

Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting paths that lead to matched lenders and loan programs.

Results from USDA loan requests and matches on Lendersa


  • LENDING CAPITAL GROUP INC
  • 260 Knowles Avenue, Unit 330, Southampton, PA, 18966
  • Lending Capital Group is the mortgage company you’ve been looking for. The highest of integrity, speed and low rates to get your mortgage loan done, on time, every time. We love our clients! Our passion is helping them through the mortgage process from A – Z to get them into the home of their dreams, or through their financial issues.

  • Stonebridge Home Loans
  • 1148 Street Road, Southampton, PA, 18966
  • Stonebridge Home Loans we care greatly about the satisfaction of our clients. You can be confident that when you receive a quote from Stonebridge Home Loans there will not be any hidden fees, empty promises and you will work with experienced professionals. Unlike most large banks

  • Amres
  • 1 Neshaminy Interplex Dr, Suite 310, Feasterville Trevose, PA, 19053
  • AmRes is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention.

    Our fully licensed mortgage professionals have vast experience in the financial services industry

  • Ukrainian Selfreliance Federal Credit Union
  • 221 West Street Road, Feasterville Trevose, PA, 19053
  • Ukrainian Selfreliance Federal Credit Union (UKRFCU) is a full service financial institution with over $380, 000, 000 in assets and more than 12, 000 members that offers a wide variety of products including auto and personal loans, mortgages, residential and mixed-use investment property loans, multiple savings products, credit cards.

  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.

  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.

  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.

  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding?

    Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.

  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.