FHA VS Conventional loan programs in 2026 for Chantilly, Fairfax County, Virginia

In 2026, the Conventional loan limit in Chantilly, within Fairfax county, VA, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. It assesses the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best loan program in VA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Chantilly, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This table is specific to the following zip codes: 20151, 20153

Conventional and FHA Loan Options in Chantilly, VA

The mission of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three pathways to match with ideal lenders and loan programs.

Results from USDA loan requests and matches on Lendersa


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  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
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  • Apple Home Mortgage
  • 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.

  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.

  • Poca Valley Bank
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  • Summit Credit Union
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  • Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.

  • The Everest Equity Company, Inc.
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  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
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  • Palisades Credit Union
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  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union

  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.

  • Bridgeview Mortgage
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  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio

  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
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  • Greensboro Credit Union
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