FHA VS Conventional loan in Charlottesville, Charlottesville County, Virginia
In 2025, the maximum Conventional loan amount in Charlottesville, situated in the county of Charlottesville, VA, is $726,200. Meanwhile, the single-family home FHA limit is $546,250.
Leverage the Lendersa® Conventional loan calculator to compare the prevailing rates for Conventional, FHA, and USDA loans. Assess the income, credit score, reserves, and necessary documents to qualify. Our mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in VA suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Charlottesville, County of Charlottesville, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$428,700
0%
FHA
$546,250
3.5%
This table is relevant for zip codes: 22901, 22902, 22903, 22905, 22906, 22909
Conventional and FHA Loan Options in Charlottesville, VA
The objective of Lendersa® is to connect you with the most advantageous Conventional, USDA, or FHA loan quickly and without difficulty. Choose from one of three starting options that lead to matched lenders and loan programs.
The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
