FHA VS Conventional loan in University-of-Virginia, Albemarle County, Virginia
In the year 2025, the Conventional loan limit in University-of-Virginia, part of Albemarle county, VA, is $647,200. The FHA limit for a single-family home is $460,000.
Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. Our advanced calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs to aid you in choosing the best fit for your financial situation in VA.
2025 Loan Limits and Down Payment Requirements in University-of-Virginia, Albemarle, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$349,600
0%
FHA
$460,000
3.5%
This table applies to these zip codes: 22903, 22904, 22908
Options for Conventional and FHA Loans in University-of-Virginia, VA
At Lendersa®, our goal is to promptly secure for you the best possible Conventional, USDA, or FHA loan, free of hassle. Start with one of three options to find matching lenders and loan programs.
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