In 2026, the limit for Conventional loans in Grottoes, located in the county of Rockingham, VA, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options for an informed decision in VA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table pertains to these zip codes: 24441
The goal of Lendersa® is to get you the ideal Conventional, USDA, or FHA loan quickly and with ease. Pick one of three starting points to connect with matching lenders and loan programs.
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