FHA VS Conventional loan programs in Clifton-Forge, Alleghany County, Virginia

In 2026, the conventional loan limit for Clifton-Forge, in the county of Alleghany, VA, is $647,200. For a single-family home, the FHA limit stands at $420,680.

Make use of the Lendersa® Conventional loan calculator to assess today's rates across Conventional, FHA, and USDA loans. Establish the income, credit, savings, and documentation needed for qualification. The advanced mortgage calculator allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the ideal program in VA tailored to your financial standing.

Review loan offers from 100 varied lenders

2026 Loan Limits and Down Payment Requirements in Clifton-Forge, County of Alleghany, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 24422

Exploring Conventional and FHA Loan Options in Clifton-Forge, VA

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan effortlessly. Choose from three starting paths to connect with the right lenders and loan options available.

Insights on USDA loan requests and matching from Lendersa


Clifton-Forge Lenders

  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • Lends in Virginia
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.

  • Jackson River Community Credit Union
  • 347 North Court Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Lends in Virginia
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • Lends in Virginia
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.

  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • Lends in Virginia
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
    Residential or Commercial.

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Virginia
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.