Explore the differences! FHA VS Conventional loan programs in Covington, Covington County, Virginia

For the year 2026, the conventional loan threshold in Covington, located in Covington County of VA, is set at $726,200. Additionally, the FHA limit for single-family homes is $472,030.

Use the Lendersa® Conventional loan calculator to weigh the best rates of Conventional, FHA, and USDA loans available today. It will help determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you see side-by-side comparisons of Conventional Conforming, USDA, FHA, and VA loans, enabling you to choose the most appropriate program for your financial situation in VA.

Compare loan offers from 100 distinct lenders

2026 loan limits and down payment details for Covington in Covington County, VA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 24426

Options for Conventional and FHA loans in Covington, VA

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan to you efficiently and without undue stress. Start with one of the three options that align you with compatible lenders and loan offerings.

Results and matching for Lendersa USDA loan requests


  • Titan Capital Inc
  • 140 East 45th Street, 40th Floor, New York, NY, 10017
  • Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.

  • Real Estate Funding Solutions
  • 211 E 43RD ST, NEW YORK, NY, 10017
  • REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.

  • Bridge Funding II, LLC
  • 450 Lexington Ave, 4th Fl, New York, NY, 10017
  • Based in New York, NY - and with offices in White Plains, NY - Bridge Funding works primarily with borrowers in the tri-state area of New York, New Jersey and Connecticut, however loans are available in other metropolitan locations. With access to over $1 Billion, Bridge Funding has the capacity to fulfill the needs of its borrowers both big

  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.

  • Continental Finance Corporation
  • 250 E. 49th St., New York, NY, 10017
  • Continental Finance Corporation's experience and expertise are paramount in the areas of private equity funding, real estate development, management and legal services. During CFC's 25 years of operation, its portfolio of successful businesses has included air and ground transportation.

  • Global Capital Partners
  • 555 Fifth Avenue | Suite 302, New York, NY, 10017
  • Global Capital Partners is a Global commercial hard money lender, offering many financing options, including: bridge financing, private lending, commercial real estate financing, structured join venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing.

  • Amerifund Alternative Lending Division
  • 575 Fifth Ave., Suite 16-130, New York, NY, 10017
  • The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.

  • Atlas Commercial Capital Inc
  • 45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
  • In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.

  • Gold Ring Investments Inc
  • 0-40 Fair Lawn Parkway, Fair Lawn, NJ, 07410
  • Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong

  • CITIZENS MORTGAGE CORPORATION
  • 26-01 Pellack Drive, FAIR LAWN, NJ, 7410
  • Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed

  • Nashville Firemen’s Credit Union
  • 908 Woodland Street, Nashville, TN, 37206
  • Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby.

    The safety and well-being of our employees, members.

  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.