FHA VS Conventional loan programs in 2026 for Emporia, Emporia County, Virginia
In 2026, the cap for Conventional loans in Emporia, situated in Emporia County, VA, is $726,200. For a single-family home, the FHA ceiling is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents necessary for qualification. This sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best-suited program for your financial needs in VA.
2026 Loan Limits and Downpayment Requirements in Emporia, Emporia County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 23847
Options for Conventional and FHA Loans in Emporia, VA
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose from one of three initial steps that connect you to matched lenders and loan programs.
BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.
The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
4495 Crossings Boulevard, Prince George, VA, 23875
Lends in Virginia
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Lends in Virginia
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
