FHA VS Conventional loan in Ettrick, Chesterfield County, Virginia

In 2026, the conventional loan limit in Ettrick, located in Chesterfield County, VA, is $726,200. The FHA limit for a single-family home is $546,250.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in VA is best suited to your financial needs.

Review loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Ettrick, Chesterfield County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This table applies to zip codes: 23803

Loan Options for Conventional and FHA in Ettrick, VA

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three pathways that lead to lenders and loan programs that match your needs.

Discover results for Lendersa USDA loan requests


Ettrick Lenders

  • Commonwealth Mortgage & Investments, Inc
  • 3740 West Hundred Road, Chester, VA, 23831
  • Lends in Virginia
  • Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.

  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Lends in Virginia
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.

  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • Lends in Virginia
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • Hopewell Chemical Federal Credit Union
  • 702 Elm Street, Hopewell, VA, 23860
  • Lends in Virginia
  • Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Lends in Virginia
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates

  • Call Federal Credit Union
  • 4605 Commerce Road, Richmond, VA, 23234
  • Lends in Virginia
  • Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.

  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Lends in Virginia
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services

  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • Lends in Virginia
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.