Explore the differences! FHA VS Conventional loan programs in Fair-Oaks, Fairfax County, Virginia
In 2026, the Conventional loan limit in Fair-Oaks, positioned within Fairfax county of VA, is $970,800. For a single-family home, the FHA loan ceiling is set at $970,800.
Employ the Lendersa® Conventional loan calculator to compare the top rates between Conventional, FHA, and USDA loans today. Assess income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, assisting in your decision about which program in VA fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Fair-Oaks, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 22030, 22033, 22035
Conventional and FHA Loan Choices in Fair-Oaks, VA
The goal of Lendersa® is to connect you efficiently with the most suitable Conventional, USDA, or FHA loans, limiting hassle and delay. Select one of three starting paths that lead to perfectly matched lenders and loan programs.
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