FHA VS Conventional loan programs in Fair-Oaks, Fairfax County, Virginia

In 2025, Convetional loan limit in Fair-Oaks, county of Fairfax, VA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fair-Oaks, county of Fairfax, VA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 22030, 22033, 22035

Conventional and FHA loan options in Fair-Oaks, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Parkside Lending LLC
  • 180 Redwood Street, Suite 250, San Francisco, CA, 94102
  • Parkside Lending was founded in 2004 in San Francisco with a commitment to making a positive difference for mortgage professionals and their customers. We have produced strong returns and steady growth through the up and down cycles of the mortgage lending industry, retail and correspondent market.
  • Mortgage Services
  • 177 Bovet Road Suite 130, San Mateo, CA, 94402
  • Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
  • Allwin Capital
  • 1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
  • Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry. We are an independently owned and operated business, and welcome clients from the entire state of California
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.​
  • Redwood Mortgage Corp.
  • 155 Bovet Road, Suite 302, San Mateo, CA, 94402
  • Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • Golden Gate Lending Group
  • 1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
  • Divita Home Finance, Inc.
  • 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
  • DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience