FHA VS Conventional loan programs in 2026 for George-Mason, Fairfax County, Virginia

During 2026, the Conventional loan limit in George-Mason, located in the county of Fairfax, VA, is set at $970,800, while the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator enables you to compare the leading rates of today between Conventional, FHA, and USDA loans. Determine essential factors like income, credit score, reserves, and the documents needed to qualify. Our advanced mortgage calculator aligns Conforming Conventional loans next to USDA, FHA, and VA loans side-by-side, providing you insights into the top program for your financial scenario within VA.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in George-Mason, Fairfax County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to the following zip codes: 22030

Explore Conventional and FHA Loan Options in George-Mason, VA

Lendersa® strives to swiftly secure the optimal Conventional, USDA, or FHA loan for you without the hassle. Begin with one of three options that direct you to matching lenders and loan programs.

Lendersa USDA loan request and result matching


George-Mason Lenders

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • Mainstreet Bank
  • 10089 Fairfax Blvd, Fairfax, VA, 22030
  • Lends in Virginia
  • MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.

    MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank

  • First Mortgage Group, Inc.
  • 10807 Fieldwood Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
  • Lends in Virginia
  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.

  • Capital Mortgage Group, Inc.
  • 12916 Swedes St, Fairfax, VA, 22030
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Lends in Virginia
  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.

  • Home Savings & Trust Mortgage
  • 3701 Pender Dr , STE 150, Fairfax, VA, 22030
  • Lends in Virginia
  • We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'

  • Peace Home Lending
  • 3975 University Dr, Suite 230, Fairfax, VA, 22030
  • Lends in Virginia
  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.

  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • Lends in Virginia
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.