FHA VS Conventional loan programs in Gainesville, Prince William County, Virginia

In 2026, the conventional loan limit for Gainesville in the county of Prince William, VA is set at $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.

Explore the Lendersa® Conventional loan calculator to assess top rates available today among Conventional, FHA, and USDA loans. This tool aids in determining the required income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans side by side, helping you select the optimal program in VA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Gainesville, County of Prince William, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $546,250 3.5%

This table comparison applies to the following zip codes: 20169, 20155, 20156

Conventional and FHA Loan Options in Gainesville, VA

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting points to connect effectively with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.

  • Cardinal Credit Union
  • 8500 Westport Drive, Mentor, OH, 44060
  • Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.

  • Union Capital Mortgage
  • 7676 Reynolds Road, Mentor, OH, 44060
  • At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.

  • Polaris Home Funding Corp
  • 224 E Broadway, Unit E, Granville, OH, 43023
  • As a Professional Mortgage Advisor, We will help you achieve the results you desire. Together, you and we will define your needs and formulate a plan for achieving your financial objectives. We pledge that we will work hard to find you the perfect loan to meet your financial goals, and we won’t quit until the job is to your satisfaction.

  • Great Lakes Financing
  • 24050 Commerce Park, Suite 204, Beachwood, OH, 44120
  • We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.

  • BlueWorld Private Capital LLC
  • 2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
  • BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.

  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.

  • Linkedup Home Lending LLC
  • 1785 Coventy Road, Cleveland, OH, 44118
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • The Mortgage Capital Group
  • 982 Montauk Highway, Suite 3, Bayport, NY, 11705
  • The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.

  • Faith Community Credit Union
  • 3550 East 93rd Street, Cleveland, OH, 44105
  • Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.

  • Constitution Lending- Hard Money Lender
  • 500 Post Road East, Westport, CT, 06880
  • Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.