FHA VS Conventional loan programs in 2026 for Waynesboro, Waynesboro County, Virginia
In 2026, the Conventional loan limit in Waynesboro, located in Waynesboro county, VA, is $726,200. The FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate required income, credit, reserves, and documents. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you choose the best option in VA for your financial needs.
2026 Loan Limits and Down Payment Requirements in Waynesboro, Waynesboro, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$285,000
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 22980
Conventional and FHA Loan Options in Waynesboro, VA
Lendersa® aims to swiftly connect you with the most suitable Conventional, USDA, or FHA loans without hassle. Choose one of three paths leading to optimal lenders and programs.
"Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"
Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products
NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience.
As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.
682 N. Brookside Road, Suite 101, Allentown, PA, 18106
Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
