FHA VS Conventional loan programs in 2026 for King-George, King George County, Virginia

In 2026, the conventional loan limit in King-George, situated in King George County, VA, is $647,200, while the FHA threshold for a single-family home is $420,680.

Discover today's Conventional loan rates with Lendersa
Compare different loan calculators

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and necessary documents for qualifying. With our advanced calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in VA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in King-George, King George County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $287,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 22485

Options for Conventional and FHA Loans in King-George, VA

The aim of Lendersa® is to swiftly find you the best possible Conventional, USDA, or FHA loan with ease. Start with one of three pathways that connect you to suitable lenders and loan programs.

  1. Submit your complete request to optimize Conventional/USDA/FHA loans
  2. Discover terms & rates for Conventional, USDA, and FHA loans first
  3. Browse the most extensive database of Conventional lenders
View matching results for Lendersa USDA loan requests



  • The National Grand Bank of Marblehead
  • 91 Pleasant Street, Marblehead, MA, 01945

  • Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.

  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923

  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.

  • Stepstone Mortgage Company Inc
  • 89 Front Street, Suite 313, Marblehead, MA, 01945

  • We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923

  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923

  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Pro Mortgage Funding
  • 43422 W Oaks Dr, Suite 421, Novi, MI, 48377

  • We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102

  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101

  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings

  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101

  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.

  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101

  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.

  • HarborOne Mortgage
  • 650 Elm Street, 6th Floor, Manchester, NH, 03101

  • HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA