Explore the differences! FHA VS Conventional loan programs in Aquia-Harbour, Stafford County, Virginia

In 2025, the limit for a conventional loan in Aquia-Harbour, located in Stafford County, VA, is $970,800. Meanwhile, for a single-family house, the FHA limit is $970,800.

Employ the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for loan qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best program in VA for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Aquia-Harbour, Stafford County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 22554

Conventional and FHA Loan Options in Aquia-Harbour, VA

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of these three routes to connect with compatible lenders and loan programs.

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