FHA VS Conventional loan programs in 2026 for Aquia-Harbour, Stafford County, Virginia

In 2026, the limit for a conventional loan in Aquia-Harbour, located in Stafford County, VA, is $970,800. Meanwhile, for a single-family house, the FHA limit is $970,800.

Employ the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for loan qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best program in VA for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Aquia-Harbour, Stafford County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 22554

Conventional and FHA Loan Options in Aquia-Harbour, VA

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of these three routes to connect with compatible lenders and loan programs.

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  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117

  • Dutch Point Credit Union
  • 195 Silas Deane Highway, Wethersfield, CT, 06109
  • Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.

  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.

  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.

  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.

  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,

  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.