In 2026, the Conventional loan limit for Stafford-Courthouse, situated in the county of Stafford, VA, is $970,800. Comparatively, the FHA cap for a single-family home is $970,800.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualifying. Our comprehensive mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program for your financial needs in VA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to the following zip codes: 22554, 22555
At Lendersa®, our aim is to obtain for you the most suitable Conventional, USDA, or FHA loan swiftly and without difficulty. Select any of the three starting points to connect with corresponding lenders and loan programs.
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