FHA VS Conventional loan programs in Loudoun-Valley-Estates, Loudoun County, Virginia

In 2026, the limit for Conventional loans in Loudoun-Valley-Estates, county of Loudoun, VA, is $970,800, while the FHA limit is $970,800 for a single-family home.

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Utilize Lendersa®'s Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. Find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine the best fit for your financial situation in VA.

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2026 Loan Limits and Down Payment Requirements in Loudoun-Valley-Estates, Loudoun, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table pertains to zip codes: 20148

Conventional and FHA Loan Options in Loudoun-Valley-Estates, VA

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three pathways that connect you to lenders and loan programs that match your needs.

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  3. Browse the largest database of Conventional lenders
Lendersa USDA loan request results



  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062

  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.

  • Home Point Financial Corporation
  • 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105

  • Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com
    Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"

  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • TLC Community Credit Union
  • 3030 S Adrian Highway, Adrian, MI, 49221

  • TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.

  • JM Mortgage Services LLC
  • 970 Pine Avenue, Lake Orion, MI, 48362

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680

  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.

  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502

  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374

  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.

  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374

  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.

  • Health Care Professionals Federal Credit Union
  • 1810 Williamsburg Pike, Richmond, IN, 47374

  • HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.

  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090

  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.

  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460

  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
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