FHA VS Conventional loan programs in Loudoun-Valley-Estates, Loudoun County, Virginia

In 2026, the limit for Conventional loans in Loudoun-Valley-Estates, county of Loudoun, VA, is $970,800, while the FHA limit is $970,800 for a single-family home.

Utilize Lendersa®'s Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. Find out the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine the best fit for your financial situation in VA.

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2026 Loan Limits and Down Payment Requirements in Loudoun-Valley-Estates, Loudoun, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table pertains to zip codes: 20148

Conventional and FHA Loan Options in Loudoun-Valley-Estates, VA

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three pathways that connect you to lenders and loan programs that match your needs.

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Loudoun-Valley-Estates Lenders

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Lends in Virginia
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Lends in Virginia
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.

  • loudoun credit union
  • 801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
  • Lends in Virginia
  • Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.

  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Lends in Virginia
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.

  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • Lends in Virginia
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • Lends in Virginia
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Oak Hill Mortgage LLC
  • 3057 Jeannie Anna Court, Herndon, VA, 20171
  • Lends in Virginia
  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.

  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • Lends in Virginia
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members

  • Freedom Bank
  • 4211 Pleasant Valley Road, Chantilly, VA, 20151
  • Lends in Virginia
  • Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.