Explore the differences! FHA VS Conventional loan programs in University-Center, Loudoun County, Virginia

For the year 2026, the maximum loan amount for a conventional loan in University-Center, falling within Loudoun, VA, stands at $970,800, whereas the FHA loan cap for a single-family home is set at $970,800.

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Utilize Lendersa® Conventional loan calculator to evaluate the contemporary rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify efficiently. Our comprehensive mortgage calculator allows you to assess Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the appropriate program for your financial needs in VA.

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Loan Limits and Downpayment Requirements for 2026 in University-Center, Loudoun County, VA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The table comparison applies to zip codes: 20147

Available Conventional and FHA Loan Options in University-Center, VA

Lendersa® is committed to securing you the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Start with one of our three options to connect with suitable lenders and loan programs.

  1. Submit a comprehensive request to optimize Conventional/USDA/FHA loan options
  2. Secure the best Conventional, USDA, and FHA rates & terms first
  3. Access the vast database of Conventional lenders
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  • Ambassador Mortgage
  • 301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444

  • At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444

  • First Bank
  • 300 E. Sugarland Highway, Clewiston, FL, 33440

  • First Bank is a branch office of First Bank. They provide the following services: Full Service Office Location and are located at 300 East Sugarland Highway in Clewiston Florida.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information.

  • BTC Bank
  • 3606 Miller Street, Bethany, MO, 64424

  • BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.

  • iTHINK Financial
  • 1000 NW 17th Avenue, Delray Beach, FL, 33445

  • In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country

  • Divito Lending LLC
  • 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445

  • Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.

  • Renaissance Mortgage Capital LLC
  • 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445

  • Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.

  • Florida Direct Lending Inc
  • 601 N. Congress Ave #413, Delray Beach, FL, 33445

  • Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.

  • ConsumerDirect Mortgage
  • 220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445

  • ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.

  • Alpine Funding Corp.
  • 6443 Dorsay Ct, Delray Beach, FL, 33484

  • The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Gelt Financial
  • 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484

  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.

  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060

  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.

  • Boone Bank & Trust Co.
  • 716 8th St, Boone, IA, 50036

  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
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