For 2026, the conventional loan limit in Madison-Heights, part of Amherst county, VA, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, you can compare today’s best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding you to choose the best program in VA for your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table comparison applies to these zip codes: 24572
The mission of Lendersa® is to quickly get you the best possible Conventional, USDA, or FHA loan without any hassle. Select one of three paths to connect with suitable lenders and loan programs.
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