FHA VS Conventional loan programs in McLean, Fairfax County, Virginia

In 2025, the Conventional loan limit in McLean, situated in Fairfax county of VA, is set at $1,089,300. Meanwhile, for a single-family home, the FHA loan limit is established at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to review and compare the best rates available today for Conventional, FHA, and USDA loans. Assess the required income, credit score, reserve amounts, and documentation necessary to qualify. Our advanced mortgage calculator displays Conforming Conventional loans side by side with USDA, FHA, and VA options, offering you essential insights into which program in VA best aligns with your specific financial requirements and goals.

Compare and contrast loan offers from a variety of 100 different lenders

Detailed Overview of 2025 Loan Limits and Down Payment Requirements in McLean, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This table applies specifically to the following zip codes: 22046, 22043, 22101, 22102, 22067, 22103, 22106, 22107, 22108, 22109

Exploring Conventional and FHA Loan Opportunities in McLean, VA

The primary objective of Lendersa® is to link you swiftly with the best possible Conventional, USDA, or FHA loans, ensuring the process is conducted smoothly and without inconvenience. Choose from three starting points, expertly designed to guide you to matching lenders and loan programs tailored to your precise needs.

USDA loan request outcomes and lender matches provided by Lendersa


  • TWIN TIER MORTGAGE
  • 108 Lake Street, Elmira, NY, 14901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.
  • Northeastern Operating Engineers Federal Credit Union
  • 1616 Whitestone Expressway, Whitestone, NY, 11357
  • Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families. The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • PINE HILL MORTGAGE GROUP, INC.
  • 172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
  • Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • Qside Federal Credit Union
  • 211-31 Jamaica Avenue, Queens Village, NY, 11428
  • Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.
  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
  • Apple Home Mortgage
  • 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • First Flight Federal Credit Union
  • 3530 South Memorial Dr, Greenville, NC, 27834
  • First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries