Explore the differences! FHA VS Conventional loan programs in Falls-Church, Falls Church County, Virginia

In 2025, Convetional loan limit in Falls-Church, county of Falls Church, VA is $970,800 while FHA limit is $420,680 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Falls-Church, county of Falls Church, VA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 22046, 22040

Conventional and FHA loan options in Falls-Church, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446
  • The Bank of Newington was established in July of 1919 in Newington, Georgia. Our dedication to you, our customers, has allowed us to expand to meet your needs. In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.

  • Indiana Mortgage Company Inc
  • 3900 South Walnut Street, Suite C, Bloomington, IN, 47401
  • Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.

  • Kalsee Credit Union
  • 2501 Millcork St., Kalamazoo, MI, 49001
  • Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.

  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.

  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.

  • Thornapple Credit Union
  • 202 E Woodlawn Avenue, Hastings, MI, 49058
  • Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. We offer hundreds of loan choices to our customers

  • EST Home Mortgage
  • 1302 W Milham Ave, Portage, MI, 49024
  • EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.

  • Kalamazoo County State Bank
  • 223 N Grand Street, Schoolcraft, MI, 49087
  • Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
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