Explore the differences! FHA VS Conventional loan programs in Falls-Church, Falls Church County, Virginia

For 2026, the conventional loan limit in Falls-Church, which is part of the county of Falls Church, VA, is set at $970,800. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to explore the best rates currently available for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans for an easy side-by-side analysis, helping you decide which option in VA suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2026 in Falls-Church, County of Falls Church, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 22046, 22040

Conventional and FHA Loan Choices in Falls-Church, VA

The goal at Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting paths to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection

  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • The Apple Creek Banking Company opened its doors on
    February 1, 1904.
    Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders

  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Blue Loans LLC
  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.

  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Meridia Community Credit Union
  • 4500 Southwestern Boulevard, Hamburg, NY, 14075
  • At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.