FHA VS Conventional loan in Idylwood, Fairfax County, Virginia

In 2026, the limit for conventional loans in Idylwood, within the county of Fairfax, VA, is $1,089,300. Meanwhile, the FHA limit is set at $1,089,300 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to explore the best available rates today for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit, reserves, and documents needed to qualify. By using our advanced mortgage calculator, you'll be able to see Conforming Conventional loans, USDA, FHA, and VA loans compared side by side, allowing you to choose the best program in VA for your unique financial situation.

Review loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Idylwood, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This comparison table applies to the zip codes: 22046

Options for Conventional and FHA Loans in Idylwood, VA

Lendersa® strives to secure the most favorable Conventional, USDA, or FHA loan quickly and effortlessly. You can start by selecting one of three paths, leading to matches with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Idylwood Lenders

  • Commonwealth Financial Services Inc
  • 210 East Broad Street, Suite 203, Falls Church, VA, 22046
  • Lends in Virginia
  • At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Congressional Capital
  • 125 N Washington St, Falls Church, VA, 22046
  • Lends in Virginia
  • Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions

  • ABC United Finance Corp
  • 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
  • Lends in Virginia
  • ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Lends in Virginia
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.

  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • Lends in Virginia
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
    Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.

  • Capital Mortgage Corporation INC
  • 3217 N Tacoma St, Arlington, VA, 22213
  • Lends in Virginia
  • The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • Lends in Virginia
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.

    We have the same financial services as a bank, with a few major differences;

    Our members own this financial institution; banks are owned by their stockholders.

  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Lends in Virginia
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.

  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Lends in Virginia
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.