FHA VS Conventional loan in Richlands, Tazewell County, Virginia

For 2026, the Conventional loan limit for Richlands in Tazewell county, VA, is $726,200, while the FHA limit is $472,030 for a single-family home.

Utilize Lendersa®'s Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you find the best-suited program for your financial needs in VA.

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2026 Loan Limits and Down Payment Requirements in Richlands, Tazewell, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 24641

Conventional and FHA Loan Options in Richlands, VA

The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan possibilities without hassle. Select from three starting points for matching lenders and loan programs.

Results from a Lendersa USDA loan request


Richlands Lenders

  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Lends in Virginia
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.

  • TruPoint Bank
  • 20089 Riverside Drive, Grundy, VA, 24614
  • Lends in Virginia
  • In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches