Explore the differences! FHA VS Conventional loan programs in Short-Pump, Henrico County, Virginia
In 2026, the limit for a Conventional loan in Short-Pump, situated in the county of Henrico, VA, is $647,200, whereas the FHA limit for a single-family home is $535,900.
Utilize the Lendersa® Conventional loan calculator to examine and compare today's leading rates between Conventional, FHA, and USDA lending options. Determine what income, credit, reserves, and documents are necessary to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify which loan program in VA best meets your financial needs.
2026 Loan Limits and Down Payment Specifications in Short-Pump, County of Henrico, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$428,720
0%
FHA
$535,900
3.5%
This comparison table is applicable to the following zip codes: 23059
Options for Conventional and FHA Loans in Short-Pump, VA
Lendersa® is dedicated to swiftly connecting you with the most fitting Conventional, USDA, or FHA loan options, minimizing hassle. Select one of three pathways designed to match you with suitable lenders and loan programs.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Lends in Virginia
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
"CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients.
We have been nailing it since 1997 and haven’t looked back."
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
Lends in Virginia
Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
