FHA VS Conventional loan in Dumbarton, Henrico County, Virginia

As of 2026, the loan limit for Conventional loans in Dumbarton, within the county of Henrico, VA, is $726,200. The FHA limit for a single-family home is set at $546,250.

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With Lendersa®'s Conventional loan calculator, you can evaluate today's leading rates across Conventional, FHA, and USDA options. This tool helps you assess the necessary income, credit, reserves, and documents required to qualify. The advanced mortgage calculator allows a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best choice for your financial needs in VA.

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2026 Loan Limitations and Down Payment Specifications in Dumbarton, Henrico, VA

Loan Category Maximum Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This table covers zip codes: 23228, 23230

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The goal of Lendersa® is to connect you swiftly with the optimal Conventional, USDA, or FHA loans, without complexity. Begin with any of the three starting paths to find matching lenders and programs.

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  • Greenwood Credit Union
  • 2669 Post Road, Warwick, RI, 02886

  • Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886

  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886

  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Advanced Mortgage Corp
  • 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921

  • Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.

  • Maumee Valley Credit Union
  • 28 Fearing Boulevard North, Toledo, OH, 43607

  • "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.

    Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership

  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566

  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374

  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.

  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374

  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.

  • Health Care Professionals Federal Credit Union
  • 1810 Williamsburg Pike, Richmond, IN, 47374

  • HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537

  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537

  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.

  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537

  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
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