FHA VS Conventional loan in Dumbarton, Henrico County, Virginia

As of 2026, the loan limit for Conventional loans in Dumbarton, within the county of Henrico, VA, is $726,200. The FHA limit for a single-family home is set at $546,250.

With Lendersa®'s Conventional loan calculator, you can evaluate today's leading rates across Conventional, FHA, and USDA options. This tool helps you assess the necessary income, credit, reserves, and documents required to qualify. The advanced mortgage calculator allows a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best choice for your financial needs in VA.

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2026 Loan Limitations and Down Payment Specifications in Dumbarton, Henrico, VA

Loan Category Maximum Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This table covers zip codes: 23228

Explore Conventional and FHA Loan Options in Dumbarton, VA

The goal of Lendersa® is to connect you swiftly with the optimal Conventional, USDA, or FHA loans, without complexity. Begin with any of the three starting paths to find matching lenders and programs.

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Dumbarton Lenders

  • Connects Federal Credit Union
  • 7700 Shrader Road, Richmond, VA, 23228
  • Lends in Virginia
  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.

  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Lends in Virginia
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.

  • 1st Financial Mortgage Corp
  • 1516 Willow Lawn Drive, Richmond, VA, 23230
  • Lends in Virginia
  • 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.

  • Professional Mortgage Corp
  • 1311 High Point Ave, Richmond, VA, 23230
  • Lends in Virginia
  • Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger

  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs

  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • MAK Financial
  • 5609 B Patterson Ave, Richmond, VA, 23226
  • Lends in Virginia
  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.

  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Lends in Virginia
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.