FHA VS Conventional loan programs in South-Boston, Halifax County, Virginia
For 2026, the maximum for conventional loans in South-Boston, within Halifax County, VA, is $647,200. Meanwhile, the FHA cap for a single-family home is set at $420,680.
The Lendersa® Conventional loan calculator lets you compare the best rates available today for Conventional, FHA, and USDA loans. It aids in assessing income, credit standing, reserves, and necessary documents for qualification. With our sophisticated tool, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program that meets your financial needs in VA.
2026 Loan Limits and Down Payment Requirements in South-Boston, Halifax County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the following zip codes: 24592
Options for Conventional and FHA Loans in South-Boston, VA
Lendersa® is committed to swiftly providing you the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin with one of the three start points to match with suitable lenders and loan programs tailored to your needs.
URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
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