Explore the differences! FHA VS Conventional loan programs in South-Boston, Halifax County, Virginia

For 2026, the maximum for conventional loans in South-Boston, within Halifax County, VA, is $647,200. Meanwhile, the FHA cap for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator lets you compare the best rates available today for Conventional, FHA, and USDA loans. It aids in assessing income, credit standing, reserves, and necessary documents for qualification. With our sophisticated tool, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program that meets your financial needs in VA.

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2026 Loan Limits and Down Payment Requirements in South-Boston, Halifax County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 24592

Options for Conventional and FHA Loans in South-Boston, VA

Lendersa® is committed to swiftly providing you the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin with one of the three start points to match with suitable lenders and loan programs tailored to your needs.

Lendersa USDA loan request matching outcomes


  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.

  • The First Central National Bank of St. Paris
  • 103 S. Springfield St., Saint Paris, OH, 43072
  • The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit

  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.

  • Faith Community Credit Union
  • 3550 East 93rd Street, Cleveland, OH, 44105
  • Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.

  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi

  • Delta Community Credit Union
  • 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
  • Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization

  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
  • Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.

  • BiFin Technologies
  • 5 Concourse Pkwy, Atlanta, GA, 30328
  • Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.