FHA VS Conventional loan programs in Danville, Danville County, Virginia

In 2026, the Conventional loan limit in Danville, within Danville county of VA, is $726,200; meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the best program in VA for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Danville, County of Danville, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 24540

Conventional and FHA Loan Choices in Danville, VA

The aim of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loans without any hassle. Select from one of three starting points to find matching lenders and loan programs.

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Danville Lenders

  • URW Community Federal Credit Union
  • 539 Arnett Boulevard, Danville, VA, 24540
  • Lends in Virginia
  • URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem

  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • Lends in Virginia
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.

  • American National Bank & Trust Company
  • 628 Main St, Danville, VA, 24541
  • Lends in Virginia
  • American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.

  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • Lends in Virginia
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.