Explore the differences! FHA VS Conventional loan programs in Southern-Gateway, Stafford County, Virginia
In 2026, the maximum amount for a Conventional loan in Southern-Gateway, within the county of Stafford, VA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the program in VA that best suits your particular financial situation.
2026 Loan Limits and Downpayment Requirements in Southern-Gateway, Stafford County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table covers the following zip codes: 22406
Available Conventional and FHA Loan Options in Southern-Gateway, VA
The principal aim of Lendersa® is to facilitate prompt and hassle-free acquisition of the best possible Conventional, USDA, or FHA loan. Begin with one of three options to connect with matching lenders and loan programs.
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