FHA VS Conventional loan programs in Staunton, Staunton County, Virginia
In 2026, the Conventional loan limit in Staunton, located in the county of Staunton, VA, is $726,200. For a single-family home, the FHA loan limit is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to review rates effectively comparing Conventional, FHA, and USDA loans currently offered. Determine what levels of income, credit readiness, reserves, and documents are needed to qualify. Our comprehensive mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying which financial program in VA aligns with your unique situation.
Comprehensive 2026 Loan Limits and Down Payment Requirements in Staunton, County of Staunton, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$285,000
0%
FHA
$472,030
3.5%
These details apply to the following zip codes: 24401, 24402
Exploring Conventional and FHA Loan Alternatives in Staunton, VA
At Lendersa®, our primary goal is to connect you with the most appropriate Conventional, USDA, or FHA loans efficiently and without difficulty. Choose from three options to begin, each leading to ideal lender matches and tailored loan programs.
449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.
At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.
Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
270 Walker Drive, Suite 110E, State College, PA, 16801
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
