FHA VS Conventional loan in Staunton, Staunton County, Virginia

In 2025, the Conventional loan limit in Staunton, located in the county of Staunton, VA, is $726,200. For a single-family home, the FHA loan limit is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to review rates effectively comparing Conventional, FHA, and USDA loans currently offered. Determine what levels of income, credit readiness, reserves, and documents are needed to qualify. Our comprehensive mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying which financial program in VA aligns with your unique situation.

Assess and contrast loan offers from an array of 100 lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Staunton, County of Staunton, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

These details apply to the following zip codes: 24401, 24402

Exploring Conventional and FHA Loan Alternatives in Staunton, VA

At Lendersa®, our primary goal is to connect you with the most appropriate Conventional, USDA, or FHA loans efficiently and without difficulty. Choose from three options to begin, each leading to ideal lender matches and tailored loan programs.

Results from Lendersa's USDA loan requests and matching processes


  • Bragg Mutual Federal Credit Union
  • 2917 Village Drive, Fayetteville, NC, 28304
  • We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
  • Gateway Financial Group
  • 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
  • At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
  • SMC home finance
  • 717 Rosanne Drive, Suite One, Kinston, NC, 28504
  • SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York. Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.
  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.