FHA VS Conventional loan programs in Shelburne, Chittenden County, Vermont
During 2026, the cap for conventional loans in Shelburne, situated in Chittenden County, VT, is $726,200. In contrast, FHA limits for a single-family home are $492,200.
Utilize the Lendersa® Conventional loan calculator to compare today’s best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced tool shows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the most suitable program for your needs in VT.
Loan caps and down payment requirements for 2026 in Shelburne, Chittenden, VT
Loan Type
Max Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$347,700
0%
FHA
$492,200
3.5%
The table pertains to zip codes: 5482
Explore Conventional and FHA loan choices in Shelburne, VT
Lendersa® strives to help you acquire the best possible Conventional, USDA, or FHA loan swiftly and easily. Begin with one of three strategies to match with appropriate lenders and loan programs.
Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
210 College Street, Suite 201, Burlington, VT, 05401
Lends in Vermont
Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont
Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.
Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors
135 College Street, Suite 1, Burlington, VT, 05401
Lends in Vermont
Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.
57 River Rd, Suite 1009, Essex Junction, VT, 05452
Lends in Vermont
Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
