FHA VS Conventional loan programs in Fairfax, Franklin County, Vermont
In 2025, the conventional loan cap in Fairfax,
located in Franklin, VT, is set at $726,200,
while the FHA cap for a single-family home is designed at $492,200.
Leverage Lendersa®'s Conventional loan calculator to compare today's premier rates, evaluating options across Conventional, FHA, USDA, and VA offers. This helps determine the necessary income, credit, and reserves required for eligibility. Our advanced mortgage tool provides visibility of Conforming Conventional, USDA, FHA, and VA programs side by side, assisting in identifying the best match for your financial circumstances in VT.
Loan Limits and Down Payment Details for 2025 in Fairfax, Franklin, VT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$347,700
0%
FHA
$492,200
3.5%
This comparison table is applicable for zip codes:
05454, 05444
Exploring Conventional and FHA Lending Choices in Fairfax, VT
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options swiftly and easily. Choose from one of three strategic entry points that align you with suitable lenders and loan programs.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.
MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
