FHA VS Conventional loan in Milton, Chittenden County, Vermont
In 2025, the limit for Conventional loans in Milton, located within Chittenden county, VT, stands at $726,200. Meanwhile, the FHA limit set for a single-family home is $492,200. These figures are essential for individuals planning home purchases as they provide insights into the maximum loan amounts available under each category, guiding your financial strategy effectively.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today’s leading rates for Conventional, FHA, and USDA loans. Determine necessary factors such as income, credit level, reserves, and documentation required for qualification. Our advanced mortgage tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you to choose the best program in VT tailored to your specific financial scenario.
Comprehensive 2025 Loan Limits and Downpayment Requirements in Milton, Chittenden, VT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3% - This is recognized as a standard minimum, enabling greater accessibility for buyers.
USDA
$347,700
0% - Offers a zero-down-payment option, particularly appealing to rural homebuyers.
FHA
$492,200
3.5% - Known for flexibility in credit requirements, ideal for first-time buyers.
This detailed table is applicable to the following zip codes: 5468, providing tailored insights for region-specific decision making.
Exploring Conventional and FHA Loan Options in Milton, VT
Lendersa® aims to assist you in finding the best possible Conventional, USDA, or FHA loans efficiently and without complications. Start the process by selecting one of three paths that are designed to match you effectively with suitable lenders and customize loan programs that meet your individual financial needs.
We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.
Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.
Harvard affiliates and their family are eligible to join.
Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
