Explore the differences! FHA VS Conventional loan programs in Milton, Chittenden County, Vermont
In 2025, the limit for Conventional loans in Milton, located within Chittenden county, VT, stands at $726,200. Meanwhile, the FHA limit set for a single-family home is $492,200. These figures are essential for individuals planning home purchases as they provide insights into the maximum loan amounts available under each category, guiding your financial strategy effectively.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today’s leading rates for Conventional, FHA, and USDA loans. Determine necessary factors such as income, credit level, reserves, and documentation required for qualification. Our advanced mortgage tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you to choose the best program in VT tailored to your specific financial scenario.
Comprehensive 2025 Loan Limits and Downpayment Requirements in Milton, Chittenden, VT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3% - This is recognized as a standard minimum, enabling greater accessibility for buyers.
USDA
$347,700
0% - Offers a zero-down-payment option, particularly appealing to rural homebuyers.
FHA
$492,200
3.5% - Known for flexibility in credit requirements, ideal for first-time buyers.
This detailed table is applicable to the following zip codes: 5468, providing tailored insights for region-specific decision making.
Exploring Conventional and FHA Loan Options in Milton, VT
Lendersa® aims to assist you in finding the best possible Conventional, USDA, or FHA loans efficiently and without complications. Start the process by selecting one of three paths that are designed to match you effectively with suitable lenders and customize loan programs that meet your individual financial needs.
Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
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Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
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The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
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