FHA VS Conventional loan in St.-Albans, Franklin County, Vermont
For 2025, the maximum allowable for a conventional loan in St.-Albans, specifically in Franklin County, VT, is $647,200, whereas the FHA upper limit is $434,700 for one-family residences.
Explore the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates, assessing necessary Income, credit, reserves, and documentation for eligibility. With our enhanced mortgage calculator, compare Conforming, USDA, FHA, and VA loans side-by-side to find the optimal program for your financial goals in VT.
Loan limits and down payment specifics for 2025 in St.-Albans, Franklin County, VT
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$303,600
0%
FHA
$434,700
3.5%
These details correspond to zip codes: 05478, 05479
Options for Conventional and FHA loans in St.-Albans, VT
Lendersa® is dedicated to helping you secure the most advantageous Conventional, USDA, or FHA loan promptly and effortlessly. Initiate the process by selecting from three pathways for matching lenders and programs.
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