FHA VS Conventional loan in Woodstock, Windsor County, Vermont
As of 2026, the conventional loan limit in Woodstock, residing in Windsor county, VT, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents needed for qualification. This advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side for easy decision-making on the best program in VT for your financial situation.
Loan Limits and Down Payments for 2026 in Woodstock, Windsor, VT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 05034
Explore Conventional and FHA Loan Choices in Woodstock, VT
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan swiftly and smoothly. Select one of three options to find suitable lenders and loan programs.
1285 VA Cutoff Road, White River Junction, VT, 05001
Lends in Vermont
Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
